:root{
  --accent:#D8956A;--accent-dark:#B85D50;
  --bg:#FAF6F0;--bg-alt:#F0EBE0;--text:#2D2620;--muted:#6B6259;--border:#E8DCC9;
  --font-display:"Syne",system-ui,sans-serif;--font-body:"DM Sans",system-ui,sans-serif;
  --space-2:0.5rem;--space-4:1rem;--space-6:1.5rem;--space-8:2rem;--space-12:3rem;--space-20:5rem;
  --radius-sm:0.375rem;--radius:0.75rem;--radius-lg:1.25rem;--radius-pill:999px;
  --shadow-sm:0 1px 3px rgba(45,38,32,0.06);--shadow-md:0 6px 24px rgba(45,38,32,0.12);--shadow-lg:0 18px 48px rgba(45,38,32,0.14);
  --transition:0.28s ease;--max-width:1200px;--header-height:4.5rem;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--font-body);color:var(--text);background:var(--bg);line-height:1.65;font-size:clamp(.95rem,.9rem+.3vw,1.05rem)}
h1,h2,h3,h4,h5{font-family:var(--font-display);line-height:1.15;color:var(--text)}
h1{font-size:clamp(2rem,1.5rem+2.4vw,3.25rem)}h2{font-size:clamp(1.6rem,1.2rem+1.6vw,2.4rem)}h3{font-size:clamp(1.2rem,1rem+1vw,1.6rem)}
a{color:inherit;text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;height:auto;display:block}
.container{width:92%;max-width:var(--max-width);margin-inline:auto}
.section{padding:var(--space-20) 0}.section-alt{background:var(--bg-alt)}
.section-accent{background:var(--accent);color:#fff}.section-accent h2,.section-accent h3,.section-accent .section-title{color:#fff}
.section-dark{background:#2D2620;color:#fff}.section-dark h2,.section-dark h3{color:#fff}
.section-header{text-align:center;margin-bottom:var(--space-12)}
.section-eyebrow{display:inline-block;font-family:var(--font-display);font-size:0.8rem;font-weight:700;letter-spacing:0.15em;text-transform:uppercase;color:var(--accent);margin-bottom:0.5rem}
.section-lead{font-size:1.05rem;color:var(--muted);margin-top:0.5rem}
.btn{display:inline-flex;align-items:center;gap:0.5rem;padding:0.8rem 1.5rem;border-radius:var(--radius-pill);font-weight:600;cursor:pointer;border:2px solid transparent;transition:var(--transition);font-family:inherit;font-size:0.95rem}
.btn-primary{background:var(--accent);color:#fff}.btn-primary:hover{background:var(--accent-dark);transform:translateY(-1px)}
.btn-outline{background:transparent;border-color:var(--accent);color:var(--accent)}.btn-outline:hover{background:var(--accent);color:#fff}
.btn-sm{padding:0.5rem 1rem;font-size:0.85rem}
.btn-ghost{background:transparent;color:var(--accent)}.btn-ghost:hover{background:var(--bg-alt)}
.hl{color:var(--accent);font-weight:700}
.site-header{position:sticky;top:0;z-index:50;background:rgba(250,246,240,0.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--border)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:var(--header-height)}
.logo{font-family:var(--font-display);font-size:1.25rem;font-weight:700;color:var(--text)}
.main-nav{display:flex;gap:var(--space-8)}.main-nav a{color:var(--text);font-weight:500;transition:var(--transition)}.main-nav a:hover{color:var(--accent);text-decoration:none}
.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:0.5rem}
.nav-toggle span{width:24px;height:2px;background:var(--text);transition:var(--transition)}
.nav-toggle[aria-expanded=true] span:nth-child(1){transform:rotate(45deg) translate(8px,8px)}
.nav-toggle[aria-expanded=true] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded=true] span:nth-child(3){transform:rotate(-45deg) translate(7px,-7px)}
.form-group{margin-bottom:var(--space-4)}.form-group label{display:block;margin-bottom:0.4rem;font-weight:600;font-size:0.95rem}
.form-group input,.form-group textarea{width:100%;padding:0.75rem 1rem;border:1px solid var(--border);border-radius:var(--radius-sm);font:inherit;background:#fff;transition:var(--transition)}
.form-group input:focus,.form-group textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(216,149,106,0.1)}
.form-group textarea{resize:vertical;min-height:120px}
.form-error{display:block;color:#b71c1c;font-size:0.85rem;min-height:1rem;margin-top:0.25rem}
.form-checkbox{display:flex;gap:0.5rem;align-items:flex-start}.form-checkbox input{margin-top:0.3rem;cursor:pointer}.form-checkbox label{margin:0;font-weight:normal;font-size:0.95rem}
.cookie-banner{position:fixed;left:1rem;right:1rem;bottom:1rem;z-index:90;background:#fff;border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:var(--space-6);transform:translateY(140%);transition:var(--transition)}
.cookie-banner.is-visible{transform:none}
.cookie-banner-inner{display:flex;align-items:center;justify-content:space-between;gap:var(--space-6)}
.cookie-banner-text{font-size:0.9rem;line-height:1.5;flex:1}
.cookie-banner-actions{display:flex;gap:0.5rem;flex-wrap:wrap}
.cookie-modal{position:fixed;inset:0;z-index:100;display:none;align-items:center;justify-content:center;background:rgba(0,0,0,0.5);padding:1rem}
.cookie-modal.is-visible{display:flex}
.cookie-modal-panel{background:#fff;border-radius:var(--radius-lg);padding:var(--space-8);max-width:500px;max-height:90vh;overflow-y:auto}
.cookie-modal-panel h2{margin-bottom:var(--space-4)}
.cookie-toggle{display:flex;align-items:center;justify-content:space-between;padding:var(--space-4) 0;border-bottom:1px solid var(--border)}
.cookie-toggle:last-child{border-bottom:none}
.cookie-toggle h4{margin:0;font-size:0.95rem}.cookie-toggle p{margin:0.2rem 0 0;font-size:0.85rem;color:var(--muted)}
.cookie-modal-actions{display:flex;gap:0.5rem;margin-top:var(--space-6)}
.switch{position:relative;display:inline-block;width:44px;height:24px}.switch input{opacity:0;width:0;height:0}
.slider{position:absolute;inset:0;background:#ccc;border-radius:999px;transition:var(--transition);cursor:pointer}
.slider::before{content:"";position:absolute;height:18px;width:18px;left:3px;top:3px;background:#fff;border-radius:50%;transition:var(--transition)}
.switch input:checked+.slider{background:var(--accent)}.switch input:checked+.slider::before{transform:translateX(20px)}
.switch input:disabled+.slider{background:#ddd;cursor:not-allowed}
.disclosure-bar{background:var(--accent);color:#fff;padding:0.5rem 1rem;text-align:center;font-size:0.85rem;line-height:1.4}
.reveal{opacity:0;transform:translateY(16px);transition:opacity 0.5s ease,transform 0.5s ease}
.reveal.is-visible{opacity:1;transform:none}
.media{position:relative;overflow:hidden;border-radius:var(--radius);background:linear-gradient(135deg,var(--accent) 0%,var(--bg-alt) 100%)}
.media img{width:100%;height:100%;object-fit:cover;display:block}
.media-16x9{aspect-ratio:16/9}.media-21x9{aspect-ratio:21/9}.media-4x3{aspect-ratio:4/3}.media-1x1{aspect-ratio:1/1}.media-3x4{aspect-ratio:3/4}
.hero{padding:var(--space-20) 0}.hero-split2{display:grid;grid-template-columns:1.05fr 0.95fr;gap:var(--space-12);align-items:center}
.hero-eyebrow{display:inline-block;font-size:0.85rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:var(--accent);margin-bottom:0.8rem}
.hero-title{margin-bottom:var(--space-6)}.hero-text{font-size:1.05rem;line-height:1.8;color:var(--muted);margin-bottom:var(--space-8)}
.hero-actions{display:flex;gap:1rem;flex-wrap:wrap}
.split-left,.split-right{min-width:0}
.split-block{display:grid;grid-template-columns:1fr 1fr;gap:var(--space-12);align-items:center}
.split-reverse .media-block{order:-1}
.split-content{min-width:0}
.split-cta{margin-top:var(--space-6)}
.principles-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:var(--space-8);margin-top:var(--space-8)}
.principle-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);padding:var(--space-6);transition:var(--transition)}
.principle-card:hover{border-color:var(--accent);box-shadow:var(--shadow-md);transform:translateY(-2px)}
.principle-card i{font-size:2rem;color:var(--accent);margin-bottom:var(--space-4)}
.bento{display:grid;grid-template-columns:repeat(12,1fr);gap:var(--space-6);margin-top:var(--space-8)}
.bento-item{background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);padding:var(--space-8);transition:var(--transition)}
.bento-item:hover{border-color:var(--accent);box-shadow:var(--shadow-md)}
.bento-span-4{grid-column:span 4}.bento-span-5{grid-column:span 5}.bento-span-6{grid-column:span 6}.bento-span-7{grid-column:span 7}.bento-span-8{grid-column:span 8}
.bento-content h3{margin-bottom:var(--space-2)}
.trust-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:var(--space-8);margin-top:var(--space-8)}
.trust-item{background:rgba(255,255,255,0.08);border-left:4px solid rgba(255,255,255,0.3);padding:var(--space-6);border-radius:var(--radius)}
.trust-item h3{font-size:1.05rem;margin-bottom:var(--space-4)}
.trust-item ul{list-style:none;font-size:0.95rem;line-height:1.8}
.guide-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:var(--space-8);margin-top:var(--space-8)}
.guide-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);padding:var(--space-6)}
.guide-number{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;background:var(--accent);color:#fff;border-radius:50%;font-family:var(--font-display);font-weight:700;margin-bottom:var(--space-4)}
.lf-quiz,.lf-calc,.lf-tabs,.lf-carousel{background:#fff;color:var(--text);border:1px solid var(--border);border-radius:var(--radius-lg);padding:var(--space-8);margin-top:var(--space-6)}
.section-dark .lf-quiz,.section-dark .lf-calc,.section-dark .lf-tabs,.section-dark .lf-carousel,.section-accent .lf-quiz,.section-accent .lf-calc,.section-accent .lf-tabs,.section-accent .lf-carousel{background:#fff;color:var(--text)}
.lf-tablist{display:flex;flex-wrap:wrap;gap:0.5rem;border-bottom:1px solid var(--border);margin-bottom:var(--space-6)}
.lf-tab{padding:0.6rem 1.1rem;border:0;background:none;cursor:pointer;font:inherit;color:var(--muted);border-bottom:2px solid transparent;font-weight:500;transition:var(--transition)}
.lf-tab.is-active{color:var(--accent);border-bottom-color:var(--accent);font-weight:600}
.lf-panel{display:none}.lf-panel.is-active{display:block}
.lf-q{margin-bottom:var(--space-6)}.lf-q-title{font-weight:600;margin-bottom:0.8rem}
.lf-opts{display:flex;flex-wrap:wrap;gap:0.5rem}
.lf-opt{padding:0.5rem 1rem;border:1px solid var(--border);border-radius:var(--radius-pill);background:#fff;cursor:pointer;font:inherit;transition:var(--transition)}
.lf-opt:hover{border-color:var(--accent)}
.lf-opt.is-sel{background:var(--accent);color:#fff;border-color:var(--accent)}
.lf-outcome{margin-top:var(--space-6);padding:var(--space-6);background:var(--bg-alt);border-radius:var(--radius);border-left:4px solid var(--accent)}
.lf-outcome h3{margin-bottom:0.5rem}
.lf-filter{display:flex;flex-wrap:wrap;gap:0.5rem;margin-bottom:var(--space-6)}
.filter-btn{padding:0.5rem 1rem;border:1px solid var(--border);border-radius:var(--radius-pill);background:#fff;cursor:pointer;font:inherit;font-weight:500;transition:var(--transition)}
.filter-btn:hover{border-color:var(--accent)}
.filter-btn.is-active{background:var(--accent);color:#fff;border-color:var(--accent)}
.data-table{width:100%;border-collapse:collapse;margin-top:var(--space-6);font-size:0.95rem}
.data-table th,.data-table td{padding:0.75rem 1rem;text-align:left;border-bottom:1px solid var(--border)}
.data-table thead th{background:var(--bg-alt);font-family:var(--font-display);font-weight:600}
.timeline-v{display:grid;gap:var(--space-8);position:relative;padding-left:var(--space-8)}
.timeline-v::before{content:"";position:absolute;left:11px;top:6px;bottom:6px;width:2px;background:var(--border)}
.tl-step{position:relative}.tl-step h3{margin-bottom:0.3rem}.tl-step p{color:var(--muted);font-size:0.95rem}
.tl-dot{position:absolute;left:-32px;top:0;width:24px;height:24px;border-radius:50%;background:var(--accent);color:#fff;display:flex;align-items:center;justify-content:center;font-size:0.8rem;font-weight:700;font-family:var(--font-display)}
.stats-strip{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:var(--space-6);text-align:center;margin-top:var(--space-6)}
.bigstat{display:flex;flex-direction:column;align-items:center}.bigstat b{font-size:clamp(2rem,1.4rem+2vw,3rem);color:var(--accent);font-family:var(--font-display);line-height:1}
.price-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:var(--space-8);margin-top:var(--space-8)}
.price-card{position:relative;background:#fff;border:2px solid var(--border);border-radius:var(--radius-lg);padding:var(--space-8);transition:var(--transition)}
.price-card:hover{border-color:var(--accent);box-shadow:var(--shadow-md);transform:translateY(-4px)}
.price-card--featured{border-color:var(--accent);background:#fffef9}
.price-badge{position:absolute;top:-12px;right:20px;background:var(--accent);color:#fff;padding:0.25rem 0.8rem;border-radius:var(--radius-pill);font-size:0.8rem;font-weight:700}
.price{font-size:2rem;font-weight:700;color:var(--accent);margin:var(--space-4) 0 0.25rem;font-family:var(--font-display)}
.price-desc{font-size:0.85rem;color:var(--muted)}
.price-features{list-style:none;margin:var(--space-6) 0;display:grid;gap:0.5rem}
.price-features li{padding:0.5rem 0;border-bottom:1px solid var(--border);color:var(--text);font-size:0.9rem}
.testimonial-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:var(--space-8);margin-top:var(--space-8)}
.testimonial{background:rgba(255,255,255,0.08);border-left:4px solid var(--accent);padding:var(--space-6);border-radius:var(--radius);font-style:italic;line-height:1.7}
.testimonial cite{display:block;margin-top:var(--space-4);font-style:normal;color:rgba(255,255,255,0.8);font-weight:600;font-size:0.9rem}
.testimonial-disclaimer{text-align:center;opacity:0.7;font-size:0.9rem;margin-bottom:var(--space-8)}
.faq{display:grid;gap:0.5rem}
.faq-item{border:1px solid var(--border);border-radius:var(--radius);overflow:hidden}
.faq-question{display:flex;align-items:center;justify-content:space-between;width:100%;padding:var(--space-6);background:#fff;cursor:pointer;border:none;font:inherit;font-weight:600;text-align:left;transition:var(--transition)}
.faq-question:hover{background:var(--bg-alt)}
.faq-question i{transition:var(--transition)}
.faq-item[open] .faq-question{background:var(--bg-alt)}
.faq-item[open] .faq-question i{transform:rotate(180deg)}
.faq-answer{max-height:0;overflow:hidden;transition:max-height 0.3s ease}
.faq-item[open] .faq-answer{max-height:500px}
.faq-answer-inner{padding:0 var(--space-6) var(--space-6)}
.faq-answer p{margin:0;color:var(--text);line-height:1.7}
.contact-layout{display:grid;grid-template-columns:1.4fr 1fr;gap:var(--space-12);align-items:start}
.contact-info-panel{border-left:4px solid var(--accent);padding-left:var(--space-6)}
.contact-info-item{display:flex;gap:var(--space-4);padding:var(--space-6) 0;border-bottom:1px solid var(--border)}
.contact-info-item:last-child{border-bottom:none}
.contact-info-item i{font-size:1.5rem;color:var(--accent);flex-shrink:0;margin-top:0.1rem}
.contact-info-item strong{display:block;margin-bottom:0.3rem;color:var(--text)}
.map-container{border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--border);margin-top:var(--space-8)}
.map-container iframe{display:block;width:100%;height:450px;border:0}
.site-footer{background:var(--text);color:#fff;padding:var(--space-12) 0 var(--space-8);margin-top:var(--space-20)}
.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:var(--space-12);margin-bottom:var(--space-8)}
.footer-brand h3{margin-bottom:var(--space-4);font-size:1rem}
.footer-brand p{font-size:0.9rem;line-height:1.7;margin-bottom:0.5rem;opacity:0.85}
.footer-brand a{color:#fff;text-decoration:underline}
.footer-col h4{margin-bottom:var(--space-4);font-size:0.95rem;font-weight:600}
.footer-col ul{list-style:none}
.footer-col li{margin-bottom:0.5rem}
.footer-col a{color:rgba(255,255,255,0.8);font-size:0.9rem;transition:var(--transition)}
.footer-col a:hover{color:#fff;text-decoration:underline}
.footer-disclaimer{text-align:center;font-size:0.85rem;opacity:0.7;padding:var(--space-6) 0;border-top:1px solid rgba(255,255,255,0.1)}
.footer-bottom{display:flex;justify-content:center;gap:var(--space-8);font-size:0.85rem;opacity:0.7;flex-wrap:wrap}
@media(max-width:768px){
  .nav-toggle{display:flex}
  .main-nav{position:fixed;inset:var(--header-height) 0 0 0;flex-direction:column;background:#fff;padding:var(--space-6);box-shadow:var(--shadow-lg);transform:translateY(-150%);transition:var(--transition);overflow-y:auto}
  .main-nav.is-open{transform:none}
  .main-nav a{display:block;padding:var(--space-4) 0;border-bottom:1px solid var(--border)}
  .hero-split2,.split-block,.contact-layout{grid-template-columns:1fr}
  .cookie-banner-inner{flex-direction:column;align-items:flex-start}
  .bento-span-4,.bento-span-5,.bento-span-6,.bento-span-7,.bento-span-8{grid-column:span 12}
  .data-table{font-size:0.85rem}
  .data-table th,.data-table td{padding:0.5rem}
  .price-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .footer-bottom{flex-direction:column;gap:var(--space-2)}
}

/* brand-guard-css-v3 — авто-страховка cookie-баннера и контраста (приложение) */
.cookie-banner{position:fixed !important;left:1rem;right:1rem;bottom:1rem;z-index:9000 !important;max-width:760px;margin-left:auto;margin-right:auto;background:#fff;color:#1a1a1a;border:1px solid rgba(0,0,0,.12);border-radius:12px;box-shadow:0 10px 40px rgba(0,0,0,.18);padding:1rem 1.25rem;transform:translateY(220%);transition:transform .32s ease}
.cookie-banner.is-visible,.cookie-banner--visible,.cookie-banner.show,.cookie-banner.active{transform:none !important}
.cookie-banner a{color:inherit;text-decoration:underline}
.cookie-banner button{cursor:pointer}
.cookie-modal{position:fixed !important;inset:0;z-index:9001 !important;display:none;align-items:center;justify-content:center;background:rgba(0,0,0,.5);padding:1rem}
.cookie-modal.is-visible,.cookie-modal--visible,.cookie-modal.show,.cookie-modal.active{display:flex !important}
.cookie-modal-panel,.cookie-modal>div{background:#fff;color:#1a1a1a;max-width:480px;width:100%;border-radius:12px;padding:1.25rem;max-height:85vh;overflow:auto}
.section-dark .lf-quiz,.section-dark .lf-calc,.section-dark .lf-tabs,.section-dark .lf-carousel,.section-accent .lf-quiz,.section-accent .lf-calc,.section-accent .lf-tabs,.section-accent .lf-carousel{background:#fff !important;color:#1a1a1a !important}
.lf-quiz,.lf-calc{color:#1a1a1a !important}
.lf-quiz label,.lf-calc label,.lf-quiz p,.lf-calc p,.lf-quiz .lf-q-title,.lf-quiz span,.lf-calc span,.lf-out,.lf-result,.lf-tabs .lf-panel,.lf-tabs .lf-panel *{color:#1a1a1a !important}
.lf-out,.lf-result{background:#f3f4f2 !important;border-color:rgba(0,0,0,.12) !important}
.lf-quiz .lf-opt{color:#1a1a1a !important}
.lf-quiz .lf-opt.is-sel{color:#fff !important}